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Lower payments. Under Chapter 13, you lower or restructure your payment programs so as to feasibly repay them, offered your cash flow and also other obligations.
When you don’t list a creditor in an asset case, that creditor unfairly loses out on its share of resources. So, the rule is that the financial debt owed to an unlisted creditor within an asset situation is nondischargeable.
The court's Site has Guidance for filing your paperwor
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